

MERCY COMMUNITY CAPITAL


A Message From
The President
Mercy Community Capital (MCC) has set many ambitious goals for itself in recent years and has worked hard to meet or exceed them. We are pleased to report that 2021 was truly a breakout year on all fronts. With the continued macroeconomic uncertainty from COVID, MCC was able to attain excellent business and financial results that showcase our sustainability; however, we are more excited about how these results translated into real impact.
Support to Our Community
For nearly four decades, Mercy Community Capital (MCC) has been supporting women-owned and socially responsible developers by helping to finance the development of single and multifamily rental apartment homes. These developments support a variety of people, including low-income families, seniors, veterans, and people exiting homelessness.
By the Numbers
MERCY COMMUNITY CAPITAL LENDING FOOTPRINT SINCE INCEPTION

MCC has made an impact in 41 States, including Puerto Rico.



INVESTORS BY TYPE
LOAN TYPE
HOMES FINANCED BY MEDIAN INCOME
55.3%
19.6%
16.1%
5.5%
2.5%
0.7%
0.2%
0.2%
Banks
Religious Institutions
Religious Health Systems
Individuals
National Intermediary
Government
Foundations
Other
30%
18%
14%
16%
11%
6%
5%
Acquisition
Construction
Bridge
Predevelopment
Line of Credit
Other
Mortgage
As percentage of Area Median Income (AMI)
7.5%
28.4%
58.2%
0.03%
5.23%
Extremely Low (0-30% AMI)
Very Low (31-50% AMI)
Low (51-80% AMI)
Moderate (81-120% AMI)
AMI 120+
2021 Impact
WHO WE SERVED

30
COMMUNITIES
3,781



9,032
RESIDENTS SERVED

UNITS CREATED/PRESERVED
$21
LEVERAGED AMOUNT
Every $1 invested in MCC helped to create or preserve $21 of affordable housing
76%
2%
16%
6%
Families
Formerly Homeless
Seniors
Farmworkers
MILLION
$20
ANNUAL HOUSEHOLD SAVINGS
The difference between the average annual market rent and the average annual restricted rent, or for homeownership, the difference between the average market sale price and the average affordable sale price. This savings allows residents to direct more of their income toward essential items like transportation, health care and healthy food.
Impact Since 1985
MILLION
$469
total amount loaned
625
$5.3
LOANS
BILLION
since 1985
Total Leveraged
36,216
TOTAL UNITS


89,301
TOTAL RESIDENTS




Thank You

To our borrowers, investors, and donors. MCC couldn't make the impact it does without your support.
