A Message From
The President

Mercy Community Capital (MCC) has set many ambitious goals for itself in recent years and has worked hard to meet or exceed them.  We are pleased to report that 2021 was truly a breakout year on all fronts.  With the continued macroeconomic uncertainty from COVID, MCC was able to attain excellent business and financial results that showcase our sustainability; however, we are more excited about how these results translated into real impact. 

Support to Our Community

For nearly four decades, Mercy Community Capital (MCC) has been supporting women-owned and socially responsible developers by helping to finance the development of single and multifamily rental apartment homes. These developments support a variety of people, including low-income families, seniors, veterans, and people exiting homelessness.

By the Numbers

MERCY COMMUNITY CAPITAL LENDING FOOTPRINT SINCE INCEPTION

MCC has made an impact in 41 States, including Puerto Rico.

INVESTORS BY TYPE

LOAN TYPE

HOMES FINANCED BY MEDIAN INCOME

55.3%
19.6%
16.1%
5.5%
2.5%
0.7%
0.2%
0.2%

Banks
 

Religious Institutions
 

Religious Health Systems
 

Individuals
 

National Intermediary
 

Government
 

Foundations
 

Other

30%
18%
14%
16%
11%
6%
5%

Acquisition

Construction

Bridge

Predevelopment

Line of Credit

Other

Mortgage

As percentage of Area Median Income (AMI)

7.5%
28.4%
58.2%
0.03%
5.23%

Extremely Low (0-30% AMI)

Very Low (31-50% AMI)

Low (51-80% AMI)

Moderate (81-120% AMI)

AMI 120+

2021 Impact

WHO WE SERVED

30

COMMUNITIES

3,781

9,032

RESIDENTS SERVED

UNITS CREATED/PRESERVED

$21

LEVERAGED AMOUNT

Every $1 invested in MCC  helped to create or preserve $21 of affordable housing

76%
 
2%

16%

6%

Families

Formerly Homeless

Seniors

Farmworkers

MILLION

$20

ANNUAL HOUSEHOLD SAVINGS
The difference between the average annual market rent and the average annual restricted rent, or for homeownership, the difference between the average market sale price and the average affordable sale price. This savings allows residents to direct more of their income toward essential items like transportation, health care and healthy food.

Impact Since 1985

MILLION

$469

total amount loaned

625

$5.3

LOANS

BILLION

since 1985

Total Leveraged

36,216

TOTAL UNITS

89,301

TOTAL RESIDENTS

Thank You

To our borrowers, investors, and donors.  MCC couldn't make the impact it does without your support.