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mercy community capital

Impact Report

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message from the president

You're on Mute

“You’re on mute.” Few of us anticipated this would be one of the most ubiquitous phrases of 2020. However, for many Americans, this wasn’t just a phrase — it was the way they felt this year.

 

While those with stable jobs and the ability to work from home thrived, many people did not.

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Residents Served in 2020

83%  Families
8%     Formerly Homeless
6%     Seniors
3%     Special Needs

2,361

Homes

6,129

Residents 

$28.4 million

Annual household savings

The difference between the average annual market rent and the average annual restricted rent

$21.57

Leveraged

Every $1 invested in MCC helped to create or preserve over $21 of affordable housing

Impact Since 1983

590

Number of loans

$420 million

Total Amount Loaned

$4.3billion

Total Leveraged

Number of States

41 + Puerto Rico

248

Communities

32,435

Units

80,269

Residents

resilience and respect

Opening Doors to Opportunity

Families that have suffered from domestic violence will soon find solace at Tyler Valley Apartments. Mercy Community Capital is honored to serve El Monte, CA, fostering access to opportunity through affordable homes with services for people in need. Thanks to a partnership between Mercy Community Capital, The Cesar Chavez Foundation (CCF), and Los Angeles Downtown Women’s Center (DWC), this community will offer 53 homes with essential resident services for families earning very low incomes who seek respect, justice, and mercy.

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Investors by type

50%  Banks
23%  Religious Institutions
17% 
 Religious Health Systems
6%     Individuals / Family Trusts
3%     National Intermediary
<1%    Government

<1%    Foundations

<1%    Other

Homes Financed
by Median Income

As percentage of Area Median Income (AMI)

16%   Extremely Low (0–30% AMI)
30%  Very Low
(31–50% AMI)

54%  Low (51–80% AMI)
<1%    Moderate (81–120% AMI)
<1%    AMI 120+

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Loan Type

29%  Acquisition
19%   Construction
15%   Bridge
14%   Predevelopment
12%   Line of Credit
5%    Mortgage

6%    Other